98pkt Terms & Conditions

Introduction

Welcome to 98pkt (the "Platform", "Website", "we", "us" or "our"), accessible at https://98pkt.cam. These Terms & Conditions ("Terms") govern your access to and use of the 98pkt website and all content, services and information made available through it.

98pkt operates as an independent online betting and casino information platform serving Pakistani users and others who access our content. We provide guides, bonus breakdowns, payment information, responsible gambling resources and educational material to assist users in understanding the online gambling landscape — written entirely in English.

These Terms constitute a legally binding agreement between you ("User", "you") and 98pkt. By accessing our Website, you confirm that you have read these Terms in full, that you understand them, and that you agree to be bound by them. If you do not agree to these Terms, you must discontinue use of this Website immediately.

Definitions

For the purposes of these Terms, the following definitions apply:

• "Platform" or "Website" means the 98pkt website accessible at https://98pkt.cam and all associated pages and content.
• "Content" means all text, images, guides, articles, data, graphics and other material published on the Platform.
• "User" means any individual who accesses or uses the Platform for any purpose.
• "Operator" means any third-party online gambling company, casino, bookmaker or betting exchange referenced within our informational content. 98pkt is not an Operator.
• "Gambling Services" means the acceptance of bets, provision of casino games, processing of gambling-related transactions or any other activity that constitutes the operation of a gambling business.
• "PKR" means Pakistani Rupees, the official currency of Pakistan, used in our content as contextual examples only.
• "Responsible Gambling Tools" means features such as deposit limits, loss limits, session time limits, cooling-off periods and self-exclusion programmes that operators may offer to players.

Acceptance of Terms

Your access to and continued use of the 98pkt Website constitutes your unconditional acceptance of these Terms. This acceptance takes effect from the first moment you access any page of the Website.

If you are accessing this Website on behalf of a company or other legal entity, you represent and warrant that you have authority to bind that entity to these Terms. In that case, "you" will refer to both you individually and the entity you represent.

Nature of Service

98pkt is strictly an independent information and educational platform. We do not hold a gambling operator licence. We are not a casino. We are not a bookmaker. We do not accept deposits, handle withdrawals, set odds, operate betting markets or facilitate gambling transactions of any kind.

All content published on 98pkt — including but not limited to reviews, bonus comparisons, payment method guides, betting tips and responsible gambling resources — is provided for informational and educational purposes only. Nothing on this Website should be construed as an invitation or encouragement to gamble.

References to specific payment providers such as Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah are made for contextual familiarity only. These references do not imply that any of these providers endorse, support or are affiliated with gambling operations. Similarly, references to PSL, T20, ICC and other sports competitions or leagues are used for illustrative context and do not imply any commercial affiliation or endorsement.

User Eligibility

Access to and use of the 98pkt Website is subject to the following eligibility conditions:

• Age: You must be at least 18 years of age, or the higher minimum age required by the operator or licence jurisdiction applicable to any gambling activity you choose to pursue. Underage gambling is harmful and strictly prohibited.
• Legal Capacity: You must have the legal capacity to enter into binding agreements under applicable law.
• Jurisdictional Compliance: You are solely responsible for ensuring that accessing this Website and any gambling activities you engage in (through third-party operators) comply with all laws and regulations applicable in your jurisdiction.
• Pakistan Residents: Online gambling is subject to significant legal restrictions in Pakistan. Users based in Pakistan must independently assess the legal position applicable to them. 98pkt does not provide legal advice and does not represent that accessing our informational content is restricted by Pakistani law.

Permitted Use

Subject to these Terms, 98pkt grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Website for personal, non-commercial informational purposes only. You may:

• Browse, read and use our guides, articles and educational content for personal reference.
• Share links to publicly available pages of the Website on personal social media or messaging platforms.
• Print or download Content for personal, non-commercial use, provided all copyright and attribution notices are retained.

Any use of the Website that falls outside the scope of the above permitted uses requires our prior written consent.

Prohibited Conduct

You agree that you will not, under any circumstances:

• Use the Website for any unlawful purpose or in violation of any applicable local, national or international law or regulation.
• Reproduce, duplicate, copy, sell, resell or exploit any portion of the Website's Content for commercial purposes without our express written permission.
• Attempt to gain unauthorised access to any part of the Website, server, or data system connected to the Website.
• Transmit any harmful, offensive, defamatory, fraudulent or otherwise objectionable material through or in connection with the Website.
• Use automated tools, bots, scrapers or other extraction methods to harvest data from the Website without prior authorisation.
• Impersonate any person or entity or misrepresent your affiliation with any person or entity.
• Interfere with or disrupt the integrity or performance of the Website or its associated infrastructure.
• Access the Website if you are under the applicable minimum age or are located in a jurisdiction where access is prohibited.

Disclaimer of Warranties

The 98pkt Website and all Content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, 98pkt expressly disclaims all warranties, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose or non-infringement.
• Warranties that the Website will be uninterrupted, error-free, secure or free of viruses or other harmful components.
• Warranties regarding the accuracy, completeness, currency or reliability of any Content published on the Website.

While we make reasonable efforts to ensure our Content is accurate and up to date — including our guides on PKR bonuses, payment options and operator terms — the online gambling landscape changes rapidly, and we cannot guarantee that all information reflects the current position at the time of your access.

Limitation of Liability

To the maximum extent permitted by applicable law, 98pkt and its officers, directors, employees, contributors and agents shall not be liable for any:

• Direct, indirect, incidental, consequential, special or exemplary damages arising from your use of or inability to use the Website.
• Financial losses incurred as a result of gambling activities undertaken by you on any third-party operator platform, whether or not you accessed that platform via information obtained from 98pkt.
• Inaccuracies, errors or omissions in our Content, including but not limited to bonus terms, payment method details, operator conditions or regulatory information.
• Interruptions, delays or failures in the Website's availability or performance.
• Loss of data, revenue, profit or goodwill arising in connection with your use of the Website.

You acknowledge that gambling carries inherent financial risk and that 98pkt has no control over third-party operators, their terms, their payment processing or any outcome of gambling activities.

Third-Party References

Our Content may reference or describe third-party services, operators, payment providers, sporting competitions and other external entities. These references are made solely for informational and contextual purposes. 98pkt does not endorse, partner with or receive remuneration from any third party in a manner that compromises our editorial independence, unless disclosed.

References to Pakistani payment services including Easypaisa, JazzCash, Raast and banking institutions such as HBL, UBL, Meezan Bank and Bank Alfalah are made purely as contextual examples of familiar payment options available in Pakistan. None of these entities endorse, support or are affiliated with gambling activities. Their mention does not constitute a recommendation or representation that they facilitate gambling transactions.

Similarly, references to PSL (Pakistan Super League), T20 tournaments, ICC events, football leagues and UFC are used for sports-context familiarity only and do not imply any commercial relationship, sponsorship or endorsement between 98pkt and these organisations.

Gambling Disclaimer

98pkt is not a gambling operator and does not facilitate gambling of any kind. All references to gambling products, operators, bonuses and betting strategies are for informational purposes only.

Gambling involves real financial risk. You may lose money when gambling. No information on this Website guarantees a return, profit or win of any kind. Any PKR figures used in our Content — such as bonus amounts, jackpot illustrations or bankroll examples — are for illustrative purposes only and do not represent guaranteed or typical outcomes.

• Only gamble with money you can genuinely afford to lose.
• Set deposit, loss and session time limits before you begin gambling.
• Utilise self-exclusion tools if gambling is causing financial or personal harm.
• Gambling should be entertainment — never treated as a source of income or a means to recover financial losses.
• If gambling is causing harm, seek assistance from a recognised support organisation immediately.

Adults 18+ only — or the higher minimum required by the operator or applicable licence jurisdiction. Local laws may restrict or prohibit gambling. This is not legal advice.

Pakistan Legal Context

Online gambling is subject to significant legal restrictions in Pakistan, principally under the Prevention of Gambling Act, 1977 and related regulations. 98pkt does not provide legal advice and does not represent that any particular activity is lawful or unlawful for any specific user.

We do not claim that 98pkt or any gambling operator referenced in our Content is licensed, approved, regulated or endorsed by the Government of Pakistan, the Pakistan Telecommunication Authority (PTA), the State Bank of Pakistan, any provincial government or any Pakistani financial institution.

Users based in Pakistan, and users accessing our Website from any other jurisdiction, are solely responsible for understanding and complying with all laws and regulations applicable to them. 98pkt strongly recommends that users seek independent legal advice if they are uncertain about the legality of online gambling in their jurisdiction.

Intellectual Property

All Content on the 98pkt Website, including but not limited to text, articles, guides, graphics, logos, design elements and the overall layout of the Website, is the intellectual property of 98pkt or its licensed contributors and is protected by applicable copyright, trademark and other intellectual property laws.

You are granted a limited licence to access and use the Content for personal, non-commercial purposes only. No Content may be reproduced, distributed, modified, published, broadcast or otherwise exploited for commercial purposes without the prior written consent of 98pkt. All rights not expressly granted in these Terms are reserved.

The 98pkt name, logo and associated branding are the exclusive property of 98pkt. Nothing in these Terms grants you any right to use our trademarks, branding or trade names without our express prior written consent.

Privacy & Data

Your privacy matters to us. Our collection, use and protection of your personal data is governed by our Privacy Policy, which forms an integral part of these Terms and is incorporated herein by reference.

By using the 98pkt Website, you consent to the data practices described in our Privacy Policy. We encourage you to read the Privacy Policy carefully to understand how we handle information collected through your use of this Website.

Modifications to Terms

98pkt reserves the right to amend, update or replace these Terms & Conditions at any time and for any reason, at our sole discretion. Changes take effect immediately upon publication on this page. The "Last Updated" date at the top of this document will reflect the date of the most recent revision.

Your continued use of the Website following the posting of revised Terms constitutes your acceptance of those changes. We recommend reviewing this page periodically to ensure you are aware of any updates. If you do not agree to the revised Terms, you must stop using the Website.

Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with applicable law. In the event of any dispute arising out of or in connection with these Terms or your use of the 98pkt Website, you agree to first attempt to resolve the matter by contacting us directly using the contact details below.

Nothing in these Terms shall be construed as creating a partnership, joint venture, agency, employment or franchise relationship between you and 98pkt. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

These Terms represent the entire agreement between you and 98pkt regarding your use of the Website and supersede all prior communications, representations or agreements — whether oral or written — relating to the subject matter hereof.

Contact Us

If you have any questions, concerns or requests regarding these Terms & Conditions, please contact the 98pkt team. We aim to respond to all enquiries within a reasonable timeframe.

Please note that email addresses and contact details on this Website are provided as plain text only and are not clickable links. Do not send sensitive personal or financial information via email.